Licenses &Disclosures
Regulatory information and state licensing details
Important Disclosures
Money Compass USA is a lead generation and loan comparison service. We are not a lender and do not make credit decisions. We connect consumers with lending partners who may provide loan offers based on information submitted through our platform.
Rate Disclosure: The rates displayed on our website are estimates and may not reflect actual rates offered by lenders. Actual rates depend on your credit profile, income, and other factors determined by individual lenders. Rates typically range from 5.99% to 35.99% APR.
Credit Check: Checking your rate through Money Compass USA requires a soft credit inquiry that will not affect your credit score. If you choose to proceed with a loan application through a lender, that lender will perform a hard credit inquiry which may impact your credit score.
No Guarantee: Submitting a request through our platform does not guarantee that you will receive loan offers or be approved for any loan. Approval is subject to lender criteria and credit review.
Compensation: We receive compensation from lending partners when consumers connect with them through our platform and receive funded loans. This compensation does not affect the rates or terms offered to consumers.
State Licenses
Money Compass USA and its affiliated lending partners hold the following licenses:
* Not all states listed. Contact us for complete licensing information.
NMLS Consumer Access
Money Compass USA is registered with the Nationwide Multistate Licensing System (NMLS).
NMLS ID: #1234567
Visit the NMLS Consumer Access website at www.nmlsconsumeraccess.org to verify our licensing status and for additional information.
Consumer Rights & Protections
Fair Credit Reporting Act (FCRA)
You have the right to review your credit report and dispute inaccurate information. Visit www.annualcreditreport.com for free annual credit reports.
Truth in Lending Act (TILA)
Lenders must disclose the cost of credit, including APR, finance charges, and total amount financed, before you sign any loan agreement.
Equal Credit Opportunity Act (ECOA)
It is illegal for creditors to discriminate against you based on race, color, religion, national origin, sex, marital status, age, or because you receive public assistance.
Consumer Financial Protection Bureau (CFPB)
Visit www.consumerfinance.gov to learn more about your rights and file complaints.
Questions About Licensing?
Contact our compliance team for licensing information specific to your state.
Email: compliance@moneycompassusa.com
Phone: 1-800-COMPASS