PrivacyPolicy

Introduction

At Money Compass USA ("we," "us," or "our"), we are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

Information We Collect

Personal Information

When you use our services, we may collect the following personal information:

• Name, email address, phone number, and mailing address
• Date of birth and Social Security number
• Employment information and income details
• Bank account information
• Credit history and financial information

Automatically Collected Information

We automatically collect certain information when you visit our website:

• IP address and device information
• Browser type and operating system
• Pages visited and time spent on our site
• Referring website addresses
• Cookies and similar tracking technologies

How We Use Your Information

We use your information for the following purposes:

• To connect you with appropriate lending partners
• To process your loan rate requests
• To communicate with you about our services
• To improve our website and services
• To comply with legal obligations
• To prevent fraud and ensure security
• To send marketing communications (with your consent)

Information Sharing

We may share your information with:

• Lending Partners: We share your information with lenders in our network to provide you with loan offers
• Service Providers: Third-party vendors who help us operate our business (e.g., hosting, analytics)
• Credit Bureaus: To perform soft credit checks and verify your information
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with mergers, acquisitions, or asset sales

Data Security

We implement industry-standard security measures to protect your personal information, including:

• 256-bit SSL encryption for data transmission
• Secure servers and databases
• Regular security audits and monitoring
• Restricted access to personal information
• Employee training on data protection

Your Rights

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal requirements)
• Opt-Out: Unsubscribe from marketing communications at any time
• Data Portability: Request your data in a portable format

Cookies and Tracking

We use cookies and similar technologies to enhance your experience. You can control cookies through your browser settings, but disabling them may affect site functionality.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the new policy on our website with an updated effective date.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: